Now here's a creative one:
I like the supermarket trick. I go into a supermarket, buy ONE string bean (cost = $0.01) and get $20 back. I tell the cashier she can keep the string bean.Lifehacker readers have a few other ideas on how to avoid ATM fees when you're out and about. You can see the possible pitfalls of the strategy above, and get some other ideas too.
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