A mortgage allows you to buy a home. If all you want is a place to hang your hat, you probably don't need a fancy mortgage. However, lenders may be tempted to sell you a program with lots of bells and whistles -- so you need to choose your mortgage wisely. There are a variety of different products out there – and some of them are dangerous. Make sure you know about high-risk mortgages that can potentially get you in trouble.
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