You've heard about the subprime debacle and the turmoil it has caused. Times are tough for potential borrowers. According to the Wall Street Journal's Your Money Matters podcast (November 9th episode):

"The credit crunch has made it more important than ever to make sure your credit score is as high as possible".

Lenders are skittish right now. They don't want to add a helping of risk to their already risky plate. If you want to get a loan of any kind, you're chances are better with good credit. Make sure you're doing everything you can to manage your credit.

Suggested resources:

• About.com's Credit Site
• How to Ruin Your Credit
• View Your Free Credit Reports