As lending standards have tightened, some people are finding it harder and harder to borrow money. They may have to look towards car title loans because these loans give the lender more protection. They'll lend you a little bit of money (much less than your vehicle is worth), and they have the right to take your vehicle and sell it if you don't repay on time.
While they may be appropriate in some circumstances, car title loans are expensive and risky. One of the major problems is that you may lose your car - and therefore your ability to get to work and earn income.
Before you use a car title loan, do your homework and understand how they work.