Rates have bounced around low levels lately, and housing prices have been under pressure. You might be able to refinance for a better deal, and some are tempted to buy a home.
Before you move forward, you'll have to get your ducks in a row. It's a long process, and if you're prepared you'll enjoy it more. In particular, you should make sure your credit is in good shape and that you know how a mortgage will fit your budget.
Get ready to get a mortgage:
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