Buying a home or refinancing? You may want to calculate mortgage payments so you can decide how to structure your loan.
Interest rates have been bobbing around low levels for a while now, and some people can still benefit from refinancing. However, you need to know how to calculate mortgage payments to make an educated decision. The different ingredients in your loan - interest rate, loan amount, loan term, etc - all affect your payments.
There are several ways you can calculate mortgage payments: use an online calculator, build a model in a spreadsheet, or do it with any math skills you still remember from your school days. To get started, see our page on How to Calculate Mortgage Payments.
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