The total cost to the FDIC insurance fund was $10 billion. At the time of IndyMac's failure, they estimated that the loss might be around 4 to 8 billion.
As a result of increased bank failures, the FDIC has increased fees it charges to banks to replenish the insurance fund. This has put increased pressure on banks - particularly smaller community banks that maintained financial strength and avoided toxic assets. Their sentiments may be explained in the following quote from the Buffalo News:
“Lake Shore Savings Bank, like most other community banks, is tired of paying for the mistakes of others,” said David Mancuso, CEO of the Dunkirk-based savings bank. “We are tired of contributing our funds to try and solve the issues that others have created.”
Further reading:
Indymac bank laid off over 150 people from different branches after the sale was final. austin, california and kalamazoo branches.