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Savings account interest rates are low. Very low.

Popular brick-and-mortar banks are paying less than 1% on savings accounts, and some are trying their hardest not to pay 0% (just because it looks bad).

In this environment, you may be tempted to try online banking if you've never done so before. How do you get started? Most people start with a savings account for the higher returns. The process moves fairly quickly and easily if you're web-savvy, and you can start earning more. Learn How to Open a Savings Account Online.

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