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Justin Pritchard

Would You Cash a Check for a Stranger?

By , About.com GuideFebruary 19, 2010

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So you're walking into your bank or credit union, and somebody asks for a favor:  would you be willing to cash a check for them?

It may seem like a helpful gesture, but you might just help somebody commit fraud.

It happened at a credit union in Wisconsin, and it happens elsewhere.  Consumerist shares the story of a friendly UW Credit Union customer approached by a stranger lurking outside the branch.  It turns out the checks were drawn on closed accounts, and the guy walked away with almost $1,000 in cash that day.

If somebody hanging around a branch asks to use your name and signature to get money, consider the possibility of a scam.   There may be a legitimate reason they need your help, but I'd think twice before doing it.  Depending on how the scam is set up, you might risk losing money from your account.

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