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Justin Pritchard

Creative Job Scams Target Unemployed

By , About.com GuideApril 13, 2010

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With high unemployment, job seekers and criminals are getting creative.

If you're out of a job, you might be open to a new position in shipping.  It's easy:  you buy stuff and send it overseas.  You'll pay with a credit card, and your "employer" adds funds to that card to cover your costs.

This is a creative version of a money transfer job where you function as a "mule".  Instead of using your bank account to send money, you use a credit card and send merchandise.

As you do this you launder money that was stolen or earned illegally.  The merchandise is sold for clean money in a new currency, so it's hard to see where the cash came from and where it went.

Is there a reason they can't just order the goods themselves? Why can't they provide a business credit card so you don't have to use your personal card? Always be wary of jobs that transfer money to personal accounts, especially if you can't be sure where your employer is located.

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