Do you wish you could save more? The easiest way to make it happen is to make it automatic.
Whether you're too busy or you lack the discipline, an automatic savings plan will help you save cash. Instead of continually moving money to savings, let a computer do it for you.
For most people, setting up an automatic transfer at the bank works great. You might send money to an online-only bank so it's harder to spend the money, or you might just set up a savings account at the same bank that has your checking account.
Another approach is to have your employer send a portion of your pay to a savings account. If you can send direct deposit payments to multiple accounts, you'll never even see the money hit (and then leave) your primary bank account.
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