It's hard to earn anything at the bank these days. Interest rates are painfully low, so there's little incentive to save. But what if you want to save and keep emergency cash on hand -- are you out of luck?
You can't make rates rise, but you can possibly earn more than you're earning now. Ken at Deposit Accounts shares ideas in a series called Strategy for Getting the Best Yields in Deposit Accounts. He explains the different options available (some people don't even know about reward checking accounts) and discusses CDs in detail.
If you want to do better at the bank, start using a little strategy. Sometimes it's not worth the time. Do some math, figure out how much you can earn, and decide what to do.
Further reading:
Time deposit for me is the best way to earn from bank. Higher interest and our money is more secured.
Thanks!