The topic of digital wallets has been fascinating to service providers (and the media), while consumers seem completely uninterested. I have to admit that I haven't gotten too excited about the concept either.
However, the promise of a digital wallet is compelling. Jim Bruene lays out exactly how digital wallets can help consumers, and he opened my eyes a bit. It seems that you can have a computer program make payments using the "best" option, and then immediately help you categorize expenses and track spending. For myself, the benefits don't look appealing enough to put much time into setting up a digital wallet, but I can see how others would really enjoy those features.
More than anything, it's neat to see how service providers hope to automate and optimize financial transactions for us. What do you want from a digital wallet? Tell us about it in the comments.