Does your bank place a hold on your funds? It’s important to know how a hold works, what can cause it, and what your bank’s rules are. Most ... Read More

Doing any online shopping these days? Chances are good that you'll be asked to pay with a cashier's check. Brush up on the basics of cashier's checks and ... Read More

Roth 401k offers the ability to have a different tax status for your money, but there may be some Roth 401k pitfalls. Compare Roth 401k plans to traditional plans ... Read More

A sampling of the most popular internet bank account yields: Emigrant Direct: 4% APY HSBC: 3.75% APY ING Direct: 3.4% APY The above accounts do not impose fees or minimums, ... Read More

Bank robbery is too common in the US. If you’re ever in the bank when there is a bank robbery, you need to know how to handle yourself. ... Read More

Starting January 1st 2006, some 401k plans will allow Roth-type contributions. Find out the details on Roth 401k before they become available. You'll know the advantages and disadvantages ... Read More

Today is International Credit Union Day, a time to highlight the value of credit unions. This is a good time to see what your local credit union has to ... Read More

If you're at an ATM and anything seems wierd (the reader won't read your card, the machine is really slow, etc), I encourage you to press the "Cancel" button and ... Read More

While internet bank accounts can help you earn more interest, you have to make sure you get the right one. Compare the most common features of internet bank accounts and ... Read More

ING Direct recently added a few more options on CD terms. One of the most attractive is the 18 month at 4.3% APY. If none of this makes ... Read More

A lot of borrowers ask what they can use loan proceeds for. When taking on a loan, some people get more money than they actually need. More brazen borrowers take ... Read More

Bank of America is trying a new strategy. For purchases made with your debit card, the bank will round up the purchase amount to the next dollar. Those ... Read More

Are you starting to save money for the upcoming winter holidays? A good way to save in a situation like this is to move your money to a savings ... Read More

As we end the 3rd quarter of the year, it is a good time to review your finances. Is your bank paying you enough? Are your existing loans ... Read More

Working with banks on small business loans can be easy or difficult – it just depends on how prepared you are. Follow this formula for obtaining small business loans and ... Read More

If you're buying a car and short on cash, you'll need an auto loan. Be prepared before you head out to the lot. To save yourself thousands, use ... Read More