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Justin Pritchard

Banking / Loans November 2005 Archive

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Paying Mortgage Points

Tuesday November 29, 2005
Discount points can make mortgage payments more manageable. However, is it really worth it? Take a look at how points work, and how to calculate their value in ... Read More

Money and Happiness

Monday November 28, 2005
Does money buy happiness? A recent book tackles the question. I won't ruin it for those who want to read the text, but the author suggests that money ... Read More

How To Fix Your Credit Report

Monday November 28, 2005
Got errors? You'll want to fix your credit report to make sure you're getting the best loan rates. In addition, insurance companies and employers may check your credit ... Read More

How to Write a Check Safely

Thursday November 24, 2005
Many of you will write a lot of checks during the holiday season. Make sure you know a few tricks to keep you checking account safe. Read how ... Read More

A Year of Rising Rates

Wednesday November 23, 2005
Bank customers have something to be thankful for this season. Interest rates have gone up throughout the year, and you can actually get a decent yield on money market ... Read More

7 Steps to ATM Security

Tuesday November 22, 2005
As the days get shorter and holidays approach, you should be extra careful when using ATMs. Follow some simple steps for ATM Security to avoid any trouble this winter.

Money Blogs and Financial Communities

Monday November 21, 2005
While we strive to cover a variety of topics, we don't cover everything about everything. Fortunately, the web is full of useful blogs, stories, and communities. Find out about ... Read More

Ready for Roth 401k Contributions?

Thursday November 17, 2005
Roth 401k is simply another choice for 401k plans. It allows participants to defer after-tax salary dollars. Find out the basics of Roth 401k plans and how Roth ... Read More

ATM Locator

Tuesday November 15, 2005
This is pretty neat. You can find ATM's in your area with this ATM Locator online. It uses Google Maps to show ATM locations, and you can even ... Read More

Detect Phishing Scams

Monday November 14, 2005
Phishing scams are now a part of everyday life. It’s important that you know how to spot one and avoid becoming a victim. Take a quick look over ... Read More

Second Mortgages

Monday November 14, 2005
When you need money, sometimes a second mortgage is the answer. Second mortgages serve a variety of purposes, and are described with various names. This page is a ... Read More

The Real Free Credit Report

Thursday November 10, 2005
Are you asked to pay for your "free" credit reports? It doesn't take an economist to recognize that these aren't free services. However, the US government has mandated ... Read More

Earn Higher Interest and Still Get Free Checking

Wednesday November 9, 2005
Free checking accounts are wonderful because you get a lot of features for free. However, you have to give up a very important feature: earnings on your free ... Read More

IRAs - Individual Retirement Accounts

Tuesday November 8, 2005
If you have to save for your own retirement, an IRA is probably one of the first things you should look into. While IRAs can be complicated, you can ... Read More

Cashier's Check Fraud

Monday November 7, 2005
Cashier’s check fraud is one of the most popular crimes in the internet age. Once thought to be safe, cashier’s checks now require extra attention. Make sure you ... Read More

HSBC Online Savings Account at 4% APY

Monday November 7, 2005
HSBC's online account has been among the most competitive in terms of APY. They're still trying to get your business, and their rate shows it! Read a review ... Read More

CD Maturity

Tuesday November 1, 2005
Maturity is the date when your CD term ends. When this happens, you need to be proactive. Find out the details of CD Maturities and why maturity dates ... Read More

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