Banking / Loans December 2005 Archive

As we dive into 2006, think about what you can do to make it a better year for your finances. One of the best ways to help your bank ... Read More

Year end is a good time to review what we've done and what we've learned. It's also a good time to review how your accounts are structured. You ... Read More

Resolve to make your life easier this year. Online bill pay services allow you to pay bills without licking envelopes and sticking stamps. Ask your bank if they ... Read More

2005 was a bad year for cash. The worst thing you could do with your cash was to keep it in a savings account. Let’s review how a ... Read More

Need to give a gift that will last a lifetime? Why not give the gift of education? You can contribute to a 529 Plan for your favorite youngster, ... Read More

The BankDeals blog has a nice discussion on why INGDirect doesn't always have the highest savings account rate. While the company is successful, they've decided not to compete on ... Read More

HSBC just raised their OnlineSavings Account rate to 4.25%. This is still one of the most competitive internet bank accounts -- with a low minumum balance requirement. Read ... Read More

Are you asked to pay for your "free" credit reports? It doesn't take an economist to recognize that these aren't free services. However, the US government has mandated ... Read More

When you need money, sometimes a second mortgage is the answer. Second mortgages serve a variety of purposes, and are described with various names. This page is a ... Read More

GMAC Bank is one of the highest paying internet bank accounts. There is a modest minimum to open the account and avoid fees, but the minimums are reasonable for ... Read More

Have a favorite youngster in your life? Consider giving a gift that will be worth something for many years to come. You can contribute to a 529 plan ... Read More

Strong logic and math skills are essential for making good financial decisions. If you're shopping for a young one, consider giving a gift that will help them throughout life. ... Read More

GMAC has made a nice move for savers: they'll pay 4.3% APY and give you checks to access your cash. The account has a $500 minimum to open ... Read More

Need money faster? Set up direct deposit and have payments zapped to your bank account automatically. This can really speed things up and keep your funds available. ... Read More

While internet bank accounts can help you earn more interest, you have to make sure you get the right one. Compare the most common features of internet bank accounts and ... Read More

An annuity is a contract between the buyer and an insurance company. In general, an insurance company promises to do something with the buyer’s money. Learn about the ... Read More