Banking / Loans January 2006 Archive

You've seen the hype about rising interest rates over the past year. However, not all rates have gone up. Most free checking accounts -- and plenty of savings ... Read More

Everybody makes mistakes. If you've made one of those mistakes that hurt your credit score, you may need to do some rebuilding. Try these easy ways to build ... Read More

Finally the truth has come out -- we're bad with money because of our brains. Neuroeconomists are finding that people in general are "wired to be stupid with money" ... Read More

Do you use your debit card for small purchases? You could end up paying fees in the neighborhood of $1 each time you do so. More and more ... Read More

Saving for retirement? Don't forget to put a little extra away in an IRA. People who qualify generally have until April to make a contribution. Read up ... Read More

ING Direct offers to pay 4.75% Annual Percentage Yield (APY) on new deposits until April 15th, 2006. Find out how the sale works -- advantages and disadvantages -- and how ... Read More

Rate-chasers rejoice -- it's a sale on money! ING Direct is doing a promotion where they'll pay 4.75% APY on new deposits until April 15th 2006. After April ... Read More

CD investors sometimes learn the hard way. Sunday's Orange County Register has a good article about how hasty actions can cost you. You'll have to do a quick ... Read More

Over the weekend I heard that children (as young as 2 years old) are increasingly having their identity stolen. That means that your child may have already borrowed $100,000! ... Read More

Money market accounts are bank alternatives to money market mutual funds. What’s the difference? The main factors are risk and choices. Let’s do a comparison of money market funds vs. ... Read More

Need a place to do business with? Don't forget about your local credit union. These customer-owned organizations offer a great value, and many of the services you'd expect ... Read More

Interest rates rose throughout 2005. That's good if you're saving money, but not if you're borrowing! If you had a fixed rate mortgage you can rejoice that your ... Read More

Roth 401k is simply another choice for 401k plans. It allows participants to defer after-tax salary dollars. Find out the basics of Roth 401k plans and how Roth ... Read More

A number of banks offer a High Yield Savings Account. What exactly does that mean, and how is it different from any other account? Let’s look at what these banks ... Read More

As we move into a new year, it is a good time to review your finances. Is your bank paying you enough? Are your existing loans still right ... Read More

For a no-minimum, no-fee saver, GMAC Bank is still one of the best options out there. You earn 4.3% APY, and you get checks so you can get at ... Read More

One of the prominent online accounts these days is the Capital One High Yield Savings account. With a competitive 4% APY, this account is worth a look. Read ... Read More