Banking / Loans December 2009 Archive

Hoping to money in 2010? One way to do this is by trimming down borrowing costs. Unless you calculate loans on your own, It's often difficult to see how much ... Read More

If you're think interest rates are low, you're right.  It's hard to earn much with a savings account or CD these days. As "the new frugality," increasing savings rates, and a ... Read More

What's all the hype about commercial real estate? Hawkish commentators say commercial real estate is the next shoe to drop.  We all watched the housing market muck up the economy, and ... Read More

How do you get access money when somebody writes you a check? You need to know how to cash a check or deposit it. This time of year, people often write ... Read More

It's not hard to find an offer for a free credit score.  Do you get what you pay for? Most 'free' scores are either trial offers that you'll need to sign ... Read More

FHA loans are attractive for borrowers who can't make a large down payment.  They may get less attractive going forward. FHA reserves, which cover loans gone bad, are running low.  They're ... Read More

Bank lending has decreased as a result of the economic crisis. Why hasn't it recovered? Some argue that banks won't lend money.  That's part of the problem, but another factor ... Read More

The FDIC is adding staff and planning to spend more next year. The agency's board approved a beefed-up 2010 budget, with expectations that bank failures will continue to plague us.  The ... Read More

Mortgage rates are at historically low levels, but it's hard to take advantage. The pendulum seems to swing too far sometimes.  Banks have tightened lending standards dramatically after doling out easy ... Read More

What do you do when you want to do some online banking, but you don't remember the correct website to visit (or have it bookmarked)? If you're like most people, you ... Read More

'Tis the season to be desperate.  With a tight economy, holidays approaching, and cold weather comes an increase in crime. Bank robberies are no exception.  However, bank robbers get a lot ... Read More

Readers sometimes ask if it's possible to transfer a mortgage to somebody else. If you're underwater on your home, it may be tempting to "shift" the mortgage to a buyer instead ... Read More