Good credit is important. Without it, you may have a hard time borrowing, and it may even affect your employment and insurance rates. You're probably already monitoring your personal credit under the US Government's program offering free credit reports to consumers. But what about your business?

Businesses can have credit histories just like consumers. If you want to borrow (or lend money) in a business situation, Dun and Bradstreet promises to help. Slate's BizBox Blog recently covered the company and the decision to try Dun and Bradstreet. See the author's thoughts on credit reports for business.

Do you use Dun and Bradstreet in your business? Tell us about it in the comments.

Further reading:

• How Credit Scores Work

The FDIC has been busy lately. They recently got the spotlight for taking over during the IndyMac Bank failure, and there will probably be a few more to come. However, other FDIC actions have gotten less attention. Last week they issued guidelines on what happens to covered bonds in bank failures. About.com's Bonds expert discusses the covered bond guidelines and how they work.

Further reading:

• FDIC: Covered Bond Guidelines Issued
• How Bank Failures Work
• How FDIC Insurance Works