If you made a chart of your CD maturities, you would see something that looks like a barbell - a large quantity on the left end of the chart, and a large quantity on the right. However, you have very little in the middle.
A barbell is a good CD investment strategy if you don't get enough reward for using intermediate term CDs.
For example, you might feel like long term CD rates are attractive, and you're willing to tie up some of your portfolio in long term CDs. However, as maturities get shorter, rates might go down too quickly. In that case, you may decide it's best to just use short term CDs for your short and intermediate term money. You then keep the flexibility to reinvest in intermediate term CDs once interest rates improve.
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