Bank checks are a tried-and-true way to make payments. However, they can take some getting used to, so we've collected tips with everything you need to know about bank checks. Find out where to get them, how to write a check, how to deposit checks, and how technology can make your life much easier when it comes to dealing with checks.
Ordering Bank Checks
To write bank checks, you’ll need a stack of blank checks. Your first set of checks will most likely come from the bank when you open an account, but what do you do after you’ve used them all up? You can order more, print your own, and get fancy with new bank checks.
How to Write a Check
When you’re just getting started, it may be intimidating to write a check. It’s easy once you get the hang of it. The following resources show you how to write bank checks:
How to Deposit Bank Checks
When somebody writes you a check, how do you get the money? You generally deposit bank checks into an account so you can use the funds when you need to. The traditional ways are with a teller, through the mail, or at an ATM. But you can also make deposits with your mobile device or desktop computer and get access to your cash more quickly. Ideally, you can go electronic and stop handling bank checks altogether.
How to Stop Using Bank Checks
Sometimes electronic payments are easier. Instead of writing bank checks, you can use faster methods that help you track your spending. Every payment you make is automatically recorded and available to you on your bank's website.
What about receiving money? Instead of depositing paper checks that people send you, you can get paid automatically through direct deposit. Find out if you can simplify your life by going electronic.
Managing Your Checking Account
If you write bank checks, you need to make sure you keep an eye on your account. Writing bad checks (that is, writing a check for an amount that exceeds your account balance) can bring steep overdraft fees and other types of trouble. To avoid problems, learn how to manage your checking account before you write another check.