Why Use a Checking Account?
A checking account is a payment account. You have easy access to cash via checks, debit card, or online bill pay. Your checking account should only hold money that you intend to spend quickly - so look for a checking account that best meets that need and ignore any other fluff.
Where to Open a Checking Account
Almost any bank or credit union offers a checking account. Check with your existing bank to see what they offer. Read reviews of each checking account you’re considering.
Using Your Checking Account
If you need to go back to basics, make sure you know how to use your checking account. Mistakes can be costly and time-consuming.
Checking account tutorials:
Fund a Checking Account
How do you get money into a checking account? The easiest way is to have it show up electronically with direct deposit. You can also deposit checks to your checking account so you always have money to cover payments you make.
Too Little Money
You may run out of money in your checking account, and you should know about the alternatives and consequences. Ideally you'll balance your checking account so the problem never arises. However, you might use overdraft protection in your checking account just as a safety net.