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How to Endorse Checks

When and How to Endorse Checks Safely


You've got a check to deposit. Do you need to endorse checks before they go to the bank? Learn how to endorse checks - if you even need to - and how to minimize risks.

When you endorse checks you authorize the bank to do something with it. In most cases, you just want to deposit or cash a check. However, some situations are different. The list below shows how to endorse checks depending on what you need.

No matter what method you use to endorse checks, wait as long as you can before signing a check. If you endorse checks and then they get lost, it's easier for somebody to try to steal your money.

Now that you know how to endorse checks, figure out the best way to deposit them. With fancy new gadgets, you can often skip the teller line (and even the paper check itself):

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