Articles Index - page 2

Reward Checking
Reward checking accounts are accounts that pay especially high interest on cash. You have the ability to use the cash just like regular checking accounts, but there are a few strings attached. You can get a great deal if you use a reward checking account, but you need to be aware of the tradeoffs.

Interest Checking
Interest checking accounts allow you to earn interest on easily accessible cash. They’re like a mix between checking accounts and savings accounts. Let’s look at the basics of interest checking accounts and some of the major providers.

ChexSystems Reporting
Readers often ask what happens if you bounce a check. Will it affect your credit score? The answer is no, but you should still avoid writing rubber checks. ChexSystems tracks and reports people who have had trouble in the past, and some banks will deny you an account if ChexSystems has bad information on you.

Bank of America Military Bank
Bank of America Military Bank offers services to a wide variety of government employees. The program offers some special incentives to those who qualify. Bank of America Military Bank is a part of the Association of Military Banks of America (AMBA).

Stolen Debit Card Risk
You are protected if your debit card is used by a thief. However, you have to act fast. Compared to credit cards, stolen debit cards carry a lot of risk. This page covers the basics of stolen debit cards and your liability.

Debit or Credit?
When you purchase with plastic you’re often asked if you’d like to make it a debit or credit transaction. What’s the difference? The choice you make determines how your purchase is processed, who pays the bill for that processing, how long it takes, and what your rights are. See how interchange fees work and just how important your choice is.

Cashier's Checks - Overview
Cashier’s checks are checks issued by banks. Cashier’s checks are most often used when a payee is not certain that a check will clear, or when rapid settlement is necessary. Here, we’ll cover some of the details on cashier’s checks.

Pay to Cash – Checks
Pay to cash is a way to write a check without including the recipient's name. A check that says "pay to cash" can be cashed or deposited by anybody. These checks can be convenient, but they are also risky. This page covers the basics of writing and depositing checks payable to the order of cash.

How to Earn Interest With Your Free Checking Account
Free checking accounts are wonderful because you get a lot of features for free. However, you have to give up a very important feature: earnings on your free checking account balance. For those of us who want to earn a little extra, there is a way to earn interest and still have a free checking account.

How to Set Up Direct Deposit
Direct deposit is a great way to move money electronically. You don't have to mail or sign any checks over to the bank, and your money tends to move more quickly when you use direct deposit. Read on for more information about direct deposit and setting up direct deposit for your accounts.

How Free Checking Really Works
Before you sign up for a free checking account, you should understand how free checking works. We'll cover the typical free checking offer and what services should be included. You'll also find out why banks offer free checking.

Washington Mutual Free Checking Review
The Washington Mutual free checking offer is stirring things up in the banking world. While almost everybody has a free checking account, the Washington Mutual free checking account offers just a bit more. This page gives you the details on what to expect.

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