Banks may not cooperate if you sign a check over to somebody else. It’s legal to try to sing a check over, but banks aren’t required to honor your instructions. If they have policies against this activity or they see any red flags, they’ll reject the check.
If you insist on signing a check over to somebody, have them check with their bank first. Find out if it’s allowed and what the requirements are.
Ideally, you should pay the person another way: cash the check or deposit it yourself if you want to avoid any hassles.
Return to the main page on How to Endorse Checks.