Contact the Bank
To verify funds on a check, contact the bank the money is coming from. Find the bank’s name on the check, and then look up their phone number. It is best to verify funds using a phone number you find on your own (from the bank’s website, for example). If you just call a number printed on a check and the check is fake, you’ll end up talking to a fake 'banker'.
Some banks make it difficult to verify funds. They may require you to visit a branch or pay a fee, and they might even refuse to verify funds for their customers. At the least, they should eventually tell you if the account exists. From there, you’ll have to take your chances.
Return to How and Where to Deposit Checks.