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ATM Deposit - Machines with Scanning Technology

Tips for Making Deposits Without Slips and Envelopes


New ATM Deposit Machines Scan Bills and Checks

ATMs with scanning technology allow customers to make deposits without slips or envelopes. Here, the lower right side of the ATM machine contains a separate slot for customers to feed in checks or cash for deposit.

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Anyone who’s tried to make a bank deposit lately may have noticed a change in the bank branch’s ATM deposit system. National and regional banks are rolling out machines across the country with scanning technology. While they can take some getting used to, the good news is there’s no longer a reason to fill out time consuming deposit slips or search for a deposit envelope.

The Concept of ATM Deposit

The new ATMs employ scanning technology to detect the value of cash bills by reading the surface. Similarly, the machine can scan the account information and dollar amount from the face of checks. Cash and checks are separated into stacks and fed into designated slots of the ATM for deposit. There’s no need to scan each bill or check individually, although the initial process is similar to inserting a bill into a change machine. The ATMs can handle stacks of several bills or checks at a time.

Why It’s Easier

Remember the frustration of waiting in line at the branch ATM behind someone who hadn’t yet filled out his or her deposit slip? With the new ATMs, deposit slips are a thing of the past. No more frantic searching around the machine trying to find the hidden location for deposit envelopes. Scanning technology reads the information from your bank debit card to properly credit the items scanned to your account. Once you get the hang of it, the process is much faster. Anytime there’s one less form  for customers to fill out, it’s generally a good sign.


Always, always get a receipt after making an ATM bank deposit and hang onto it. Yes, it can be a pain to wait for the machine to spit it out when you’re in a hurry, but think of the receipt as insurance. Keeping a copy of the ATM receipt is helpful for personal record keeping, but can also safeguard you in the event the bank makes a mistake. Many of the new ATMs offer a receipt option which shows an image of the checks deposited. Pick this option if possible to ensure you have a physical copy of the checks. If there are any discrepancies between the amount deposited to the ATM and the amount credited to your account, contact the bank immediately. Those receipts may prove to be invaluable in the unlikely event of a misread check or bill.

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