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Student Loan Consolidation FAQ

By Justin Pritchard, About.com

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All my Loans are From One Source Should I Consolidate?

You don’t have to, but you might want to. The lender simply repackages your loans so they have the characteristics mentioned above (fixed rate, etc). If you’ve only used one lending source, you may have limited options on who to consolidate with. If you’re still in school now, consider getting loans from other lenders so that you have more choice when you graduate.

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