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Bank Account Reviews (11) HSA Providers (5)

HSA Providers
Almost any insured bank or credit union can be your HSA provider. If they can offer an IRA (individual retirement account) they can offer an HSA. However, that doesn’t mean they have to offer HSAs. This page provides an overview of HSA offerings and listing of HSA providers.

FDIC Insurance
FDIC insurance protects you from losses if your bank goes belly-up. You think of the bank as a very safe place for your money, but banks loan your money out and invest it in a variety of ways. If those activities go sour, what happens to your money? This page discusses how FDIC insurance protects customers.

Choosing a Bank
Choosing the best bank for your needs is easy. First, you have to figure out exactly what you need from a bank. Once you know what to look for, you can quickly evaluate the competition and end up with the best bank account out there. This page offers a guide to choosing the right bank for your needs.

3 Reasons Not to Use Online Bank Accounts
Online bank accounts are great. They typically offer high rates for web-savvy saver. However, the high returns come at a cost. Here are a few reasons NOT to use online bank accounts.

High Yield Savings Accounts
A number of banks offer a High Yield Savings Account. What exactly does that mean, and how is it different from any other account? Let’s look at what these banks mean when they refer to a high yield savings account, and where you can find them.

Annual Percentage Yield - APY
Annual percentage yield (APY) is a tool for evaluating how much a deposit earns you. Here you'll find out what is unique about APY, how to calculate it, and how to get the best APY.

Emergency Cash
Emergency cash can get you through hard times. To make it work for you, you need to set your fund up properly. This page covers how to manage your emergency cash, how much to have, and ways to think about your emergency savings.

Compound Interest - A Visual Example
Compound interest makes your money work hard for you. This page shows how compound interest works and why it is important to start saving as soon as possible. You'll see an example with pictures, and we provide a free online compound interest calculator.

How to Find the Best Savings Account
When shopping for a savings account, you need to find a bank that will give you a good deal. The best savings accounts are safe, pay a competitive yield, and make your life easy. This page maps out how you can find the best savings account.

Savings Accounts - How Savings Accounts Work and Why We Have Savings Accounts
Savings accounts are a critical part of every person's financial picture. You need a safe place to store cash, and a savings account is often the answer. If you want to understand savings accounts a little better, read on.

Compound Interest Calculator
The compound interest calculator is intended to show you how how much you'll have saved after a given number of years. You'll know how much of your final balance is due to interest earnings, and you can use the compound interest calculator to see how different interest rates affect the outcome.

Worst Place to Keep Your Cash in 2005
2005 was a bad year for cash. The worst thing you could do with your cash was to keep it in a savings account. Let’s review how keeping money in a savings account actually cost you money in 2005.

Savings 101
This is a quick read from bankrate.com. They cover savings accounts, how they work, and how interest rates affect savings accounts.

FDIC - Deposit Insurance
Make sure you understand how your savings are (or are not) protected. This site has all the details. You can watch a video presentation to understand FDIC coverage, or just read about it.

Introduction to Savings
Yahoo! Finance has some good introductory material if you want to get a handle on all the choices out there.