Articles Index

Annual Percentage Yield - APY
Annual percentage yield (APY) is a tool for evaluating how much a deposit earns you. Here you'll find out what is unique about APY, how to calculate it, and how to get the best APY.

Bank Savings Accounts
Bank savings accounts are a critical part of everybody's financial picture. If you need a safe place to keep money, a bank savings account is often a good choice. Here’s a quick review of what savings accounts are and why you might want to have a bank savings account.

How to Find the Best Savings Account
When shopping for a savings account, you need to find a bank that will give you a good deal. The best savings accounts are safe, pay a competitive yield, and make your life easy. This page maps out how you can find the best savings account.

High Yield Savings Accounts
A number of banks offer a High Yield Savings Account. What exactly does that mean, and how is it different from any other account? Let’s look at what these banks mean when they refer to a high yield savings account, and where you can find them.

Savings Account Interest Rate Scorecard
The Savings Account Interest Rate Scorecard highlights some of the leading savings account interest rates. It is most useful for a quick answer on where to stash your cash. If you really want the best rates, you can start here and continue on for even better deals.

Bank of America's Keep the Change Program
Need some creative ways to save more? You might look at the Keep the Change program from Bank of America. Bank of America will round up every Visa debit card purchase to the nearest dollar and deposit the difference in your account. They’ll even throw in a few bucks. This page explains the Bank of America Keep the Change program.

FDIC Insurance
FDIC insurance protects you from losses if your bank goes belly-up. You think of the bank as a very safe place for your money, but banks loan your money out and invest it in a variety of ways. If those activities go sour, what happens to your money? This page discusses how FDIC insurance protects customers.

HSA Providers
Almost any insured bank or credit union can be your HSA provider. If they can offer an IRA (individual retirement account) they can offer an HSA. However, that doesn’t mean they have to offer HSAs. This page provides an overview of HSA offerings and listing of HSA providers.

Choosing a Bank
Choosing the best bank for your needs is easy. First, you have to figure out exactly what you need from a bank. Once you know what to look for, you can quickly evaluate the competition and end up with the best bank account out there. See how to choose the right bank for your needs, and get some ideas for starting your checklist.

3 Reasons Not to Use Online Bank Accounts
Online bank accounts are great. They typically offer high rates for web-savvy saver. However, the high returns come at a cost. Here are a few reasons NOT to use online bank accounts.

HSBC OnlineSavings Account Review - Banking Reviews
HSBC does business in a few select regions. However, you can take advantage of their services anywhere with their HSBC OnlineSavings Account. At the time of this writing, the HSBC OnlineSavings Account offers one of the highest-paying savings accounts (without imposing fees or minimums).

Emergency Cash
Emergency cash can get you through hard times. To make it work for you, you need to set your fund up properly. This page covers how to manage your emergency cash, how much to have, and ways to think about your emergency savings.

E-Loan Savings Account Review
E-Loan has an online savings account worthy of review. The E-Loan savings account has moved into the competitive space of banks offering the best interest rates. This page reviews the E-Loan savings account so you can decide if you’ve got any need for the account.

Worst Place to Keep Your Cash in 2005
2005 was a bad year for cash. The worst thing you could do with your cash was to keep it in a savings account. Let’s review how keeping money in a savings account actually cost you money in 2005.