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Credit Card Fraud - Credit Card Phone Activation Scam

A Tool for Credit Card Fraud

By Justin Pritchard, About.com

New credit cards are often mailed out with a sticker on them that asks you to call a number to activate the card. One of the requirements for this type of activation is that you call from your home number. The reason, of course, is that only the legitimate credit card owner can call from their own home number.

Creative Fraudsters

However, that has changed. A new website allows credit card thieves to place phone calls and make the call appear as if it came from any phone number. So, credit card thieves can steal new cards from the mail and then find out what the card owner's home phone number is.

Using the website, they place a call to activate the card and make the call look as if it came from the card owner's home number. The card is activated, and the card can be used fraudulently.

What You Can Do

The best way to avoid becoming a victim of this scam is to watch your mail and keep track of incoming credit cards.

As your cards expire (or if you apply for a new card) you should expect to receive a freshly issued card in the mail. If you don't find out why. I'd suggest calling the card issuer just to get an idea on when you should expect your new card.

The scammers are creative and proactive. Therefore you should be too.

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