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Student Loans - Borrowing and Consolidation

Student loans are a way to pay for higher education. Whether you love debt or you hate it, student loans are an investment in your future. They can make an education possible when there is no other way. This page covers the basics of student loans and points you towards additional resources.
Student Loans 101
Student loans are a way to pay for higher education. Whether you love debt or you hate it, student loans are an investment in your future. They can make an education possible when there is no other way. This page covers the basics of student loans and points you towards additional resources.
Student Loan Consolidation FAQ
Student loan consolidation is the act of putting various (or even one) loan into a new package. You get some special benefits, and you can structure the loan the way you want.
Stafford Loans
Stafford Loans are available through US Department of Education funding programs. This page covers the basics of Stafford Student Loans.
Perkins Loans
Perkins Loans are available through schools for students in need. The US Government loans money to the school, which passes it on to select borrowers. This page covers the basics of Perkins Loans.
PLUS Loans
PLUS Loans are available through US Department of Education funding programs. This page covers the basics of PLUS Loans. PLUS loans are unique because you can get really large loans depending on your costs of attendance.
In School Deferment
In school deferment allows you to temporarily suspend payments on your student loans while you are in school. Your “in school” status is triggered by enrolling at least half time in an eligible institution. To begin an in school deferment, you must submit a request through your lender.

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