1. Money
Justin Pritchard

Updated Articles and Resources

By Justin Pritchard

    Updated Articles and Resources
    • Balance your Bank Account: Templates, Forms, and Tips Created: Tuesday, April 22, 2014 Updated: Tuesday, April 22, 2014
      Find out how to balance your bank account, and get forms and templates to make the job easier.
    • What is Credit? Created: Tuesday, September 09, 2008 Updated: Tuesday, April 22, 2014
      You need good credit, but what is credit? In order to improve your credit you need to know how credit works, what hurts it, and how you can manage it. Let’s look at what credit is, how it works, and where to find out more about it.
    • What is an ABA Number and Where can I Find It? Created: Wednesday, November 28, 2012 Updated: Tuesday, April 22, 2014
      Learn about the American Bankers Association (ABA) number, which makes it possible to transfer funds from bank to bank.
    • How to Earn Interest With Your Free Checking Account Created: Sunday, August 21, 2005 Updated: Tuesday, April 22, 2014
      Free checking accounts are wonderful because you get a lot of features for free. However, you have to give up a very important feature: earnings on your free checking account balance. For those of ...
    • Bank Failures Created: Wednesday, July 16, 2008 Updated: Tuesday, April 22, 2014
      Banks are the safest place to keep your cash. Nevertheless, bank failures happen from time to time. Here's a look at what causes bank failures." itemprop="description" Monday, April 14, 2008 Updated: Tuesday, April 22, 2014
      Lending Club is a peer to peer lending service. Instead of borrowing money from a bank, you borrow from individuals that you connect with at the Lending Club Website. This page explains how Lending...
    • SBA Loans are Available for Franchises Created: Friday, November 02, 2012 Updated: Monday, April 21, 2014
      A reader asks if it's possible to use an SBA loan to invest in a franchise. SBA loans are an option, but you still have to qualify.
    • How Can I Easily Open Bank Accounts? Created: Saturday, March 12, 2005 Updated: Sunday, April 20, 2014
      If you want to open a bank account, you'll want to read this roadmap. We'll cover the 7 essential steps to get your account up and running, whether you want to open an account online or in person.
    • How to do a Bank Wire Created: Saturday, May 02, 2009 Updated: Friday, April 18, 2014
      Sometimes you need to send money quickly and securely. If so, you might use a bank wire to get the job done. The process is fairly easy. Learn how bank wires work and how to send one."
    • Types of Banks Created: Wednesday, October 15, 2008 Updated: Friday, April 18, 2014
      You may hear of different types of banks: investment banks, retail banks, commercial banks, online banks, and others. What do all the words mean? Different types of banks specialize in different...
    • US Government Requires Free Credit Reports for Consumers Created: Sunday, May 29, 2005 Updated: Friday, April 18, 2014
      The U.S. government provides access to free credit reports to all consumers. Find out where and how to get yours. Every year, you're entitled to one copy of your credit report from each credit re...
    • Sell a Car with a Loan Created: Tuesday, September 20, 2011 Updated: Friday, April 18, 2014
      Is it possible to sell a car with a loan outstanding? Yes, but it's tricky. Find out what you can do when you're ready to get rid of a financed auto.
    • Collateral Loans Created: Tuesday, February 10, 2009 Updated: Friday, April 18, 2014
      A collateral loan is a loan secured by some asset you own. You promise to hand the asset over to the lender if you cannot repay the loan as agreed. By using a collateral loan, the lender takes less risk, and it may be easier for you to get funding. Make sure you know the essentials of collateral loans before you use one.
    • Send Money Online Created: Friday, April 18, 2014 Updated: Friday, April 18, 2014
      Find out how to send money online, whether you're paying your next-door-neighbor or sending funds overseas.
    • Bank Wire Transfer Basics Created: Saturday, May 02, 2009 Updated: Friday, April 18, 2014
      When you need to send money fast, a bank wire transfer is often your best choice. Bank wire transfers are immediate, safe, and reliable. Learn the basics on how they work and how to start using t...
    • Deposit Checks Created: Thursday, February 19, 2009 Updated: Thursday, April 17, 2014
      So you need to deposit a check. It may be the first time, or it may have been so long that you forgot how to deposit checks. Make sure you know your options, including where to go, where not to go, and how technology makes it easier to deposit checks.
    • Deposit Checks With an iPhone Created: Tuesday, May 24, 2011 Updated: Thursday, April 17, 2014
      iPhone users at some banks can deposit checks simply by taking a picture of the check. Select banks and credit unions offer the ability to use your phone’s camera and a secure application to save a trip to the branch. Learn how the process works and how to deposit checks with your iPhone.
    • Overview of Debit Cards Created: Tuesday, March 08, 2005 Updated: Thursday, April 17, 2014
      Debit cards are similar to credit cards, except debit cards pull money out of your checking account. Debit cards do not create or increase a loan like credit cards do.
    • Popmoney - The Basics Created: Tuesday, June 28, 2011 Updated: Thursday, April 17, 2014
      What is Popmoney? It's an alternative to cash and checks. You can send payments electronically, whether you're settling up for dinner or buying something from a business. Learn how it works and what to do if you've received a Popmoney payment.
    • Popmoney vs PayPal Created: Tuesday, June 28, 2011 Updated: Thursday, April 17, 2014
      How to pay -- Popmoney or Paypal? They'll both do the trick, but there are differences between the two. Find out what to consider as you decide which payment service to use.
    • Cash a Money Order Created: Thursday, January 27, 2011 Updated: Thursday, April 17, 2014
      When you've been paid with a money order, how do you spend that money? You can cash money orders or deposit them just like checks. Learn how to cash a money order and where to do it.
    • Before You Borrow at Prosper.com Created: Wednesday, June 27, 2007 Updated: Thursday, April 17, 2014
      Prosper.com is a social lending site. Instead of borrowing from a bank, you can borrow money from other individuals. One or more people may offer to loan you money, and they may even compete with e...
    • How Much Does a Money Order Cost? Created: Sunday, February 13, 2011 Updated: Thursday, April 17, 2014
      Question: How much does a money order cost? Answer: It depends where you get it and how much you need. In most cases, money orders cost around a dollar (or even less). You can get money orders...
    • Cashier's Checks - Overview Created: Sunday, October 30, 2005 Updated: Thursday, April 17, 2014
      Cashier's checks are secure forms of payment (when they're not part of a scam). These bank-issued checks assure sellers that they'll get paid quickly.
    • ACH Payments - How ACH Payments Work Created: Monday, May 25, 2009 Updated: Wednesday, April 16, 2014
      ACH payments are electronic payments made through the Automated Clearing House (ACH) Network. Electronic payments can help reduce errors, speed things up, and save resources. Learn how businesses and consumers benefit from ACH payments.
    • ACH - Automated Clearing House Created: Sunday, May 06, 2007 Updated: Wednesday, April 16, 2014
      Automated Clearing House. A network of financial institutions that facilitate electronic transfers.
    • FHA Loan Basics Created: Wednesday, July 19, 2006 Updated: Wednesday, April 16, 2014
      FHA loans are appealing for several reasons, but they're not perfect. These loans allow you to buy with a small down payment, and they're easier to qualify for. Find out how they work.
    • What’s the difference between a money order and a cashier’s check? Created: Monday, December 27, 2010 Updated: Wednesday, April 16, 2014
      Question: What’s the difference between a money order and a cashier’s check? Money orders are similar to cashier’s checks. They’re documents you can use to make payments, ...
    • Getting a Loan With Bad Credit Created: Thursday, September 17, 2009 Updated: Wednesday, April 16, 2014
      It’s hard to get a loan with bad credit. Options are limited, and borrowing is more expensive. If you’re trying to get a loan with bad credit, do some homework before you get a loan. It’s easy to get into expensive traps, and there are a few things you can do to improve your chances.
    • Calculate Interest You Pay Created: Saturday, April 23, 2011 Updated: Wednesday, April 16, 2014
      When you pay interest, you pay a fee for using somebody else’s money. In addition to returning their money, you pay a little extra. Knowing how to calculate interest helps you understand what...
    • Outstanding Check Letter - Template Created: Sunday, February 17, 2013 Updated: Wednesday, April 16, 2014
      A sample letter for outstanding checks. Copy and paste this text into a letter that you'll send to payees." itemprop="description"> Tuesday, November 30, 2010 Updated: Wednesday, April 16, 2014
      Question: I want to figure out how my mortgage works. What is the formula for mortgage payments? Answer: If you want to run the numbers yourself, you can use a mortgage payment formula to calculate...

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