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Justin Pritchard

Updated Articles and Resources

By Justin Pritchard

    Updated Articles and Resources
    • Bank Account Garnishment Created: Saturday, February 27, 2010 Updated: Wednesday, July 30, 2014
      Question: A creditor threatened to take money I owe them from my bank. I’ve never heard of bank account garnishment. Can they do that? Answer: It’s not technically bank account garnishment, but the creditor may be able to...
    • Before You Borrow at Prosper.com Created: Wednesday, June 27, 2007 Updated: Wednesday, July 30, 2014
      Prosper.com is a social lending site. Instead of borrowing from a bank, you borrow money from other individuals. Rates are often competitive, and you don't need perfect credit to borrow.
    • Free Bill Pay Services Created: Thursday, June 25, 2009 Updated: Tuesday, July 29, 2014
      Paying bills is never fun or easy. So who wants to pay more just to do it electronically? Find out about ways to pay bills for free.
    • Checking Accounts: Your "Ready to Spend" Account Created: Wednesday, July 09, 2014 Updated: Tuesday, July 29, 2014
      A checking account is an account for money that you're ready to spend. Funds are safe but easily accessible, and you can make payments by check, debit card, or electronic transfer.
    • 7: Record in Your Check Register Created: Sunday, November 13, 2011 Updated: Monday, July 21, 2014
      When you first get your checkbook, you may not know how to write a check. It's really easy once you get the hang of it. This visual example shows how to write a check with pictures and descriptio...
    • 4: Writing Out the Amount Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      When you first get your checkbook, you may not know how to write a check. It's really easy once you get the hang of it. This visual example shows how to write a check with pictures and descriptio...
    • 3: The Amount of Your Check Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      When you first get your checkbook, you may not know how to write a check. It's really easy once you get the hang of it. This visual example shows how to write a check with pictures and descriptio...
    • How to Write a Check - Step by Step with Pictures Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      Maybe it's your first time, or maybe it's been a long time. If you want to see an example of how to write a check you're in the right place.
    • 6: Extra Caution Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      When you first get your checkbook, you may not know how to write a check. It's really easy once you get the hang of it. This visual example shows how to write a check with pictures and descriptio...
    • 2: The Amount of Your Check Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      When you first get your checkbook, you may not know how to write a check. It's really easy once you get the hang of it. This visual example shows how to write a check with pictures and descriptio...
    • 1: Date and Payee Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      A tutorial showing how to write a check. See each step, find out how to keep your account safe while you use checks, and look at alternatives to writing checks.
    • 5: Sign and Write a Memo Created: Sunday, July 29, 2007 Updated: Monday, July 21, 2014
      When you first get your checkbook, you may not know how to write a check. It's really easy once you get the hang of it. This visual example shows how to write a check with pictures and descriptio...
    • What is a Notarized Document? Created: Saturday, March 23, 2013 Updated: Monday, July 21, 2014
      When a document is notarized, it has been signed in front of somebody who verified that the signature is valid, and presumably the signer truly intended to sign (and understood the significance of that signature). Learn more about notarized documents and where to get them.
    • Letter of Credit - How Letters of Credit Work Created: Thursday, October 23, 2008 Updated: Sunday, July 20, 2014
      A letter of credit is a promise to pay. Banks issue these documents to help sellers (and sometimes buyers) ensure that they'll get paid or be compensated for deals that fall through. LOCs are common in international trade, but can also be used for domestic transactions.
    • Convert Percentages and Decimals Created: Friday, July 18, 2014 Updated: Friday, July 18, 2014
      There are two easy ways to convert percentages to decimal format (and back). This skill is essential for understanding how your bank accounts and loans work.
    • How to Endorse Checks Created: Tuesday, December 01, 2009 Updated: Thursday, July 17, 2014
      You've got a check to deposit. Do you need to endorse checks before they go to the bank? Learn how to endorse checks - if you even need to - and how to minimize risks.
    • When to Take a Credit Limit Increase Created: Friday, July 11, 2014 Updated: Friday, July 11, 2014
      Is there any harm in accepting a credit limit increase? It depends on what your lender is offering.
    • Letter of Credit Example - How Money and Documents Move Created: Tuesday, April 01, 2014 Updated: Thursday, July 10, 2014
      Learn how a letter of credit works with a visual step by step tutorial.
    • How Co-Signing Works Created: Sunday, February 25, 2007 Updated: Thursday, July 10, 2014
      Co-signing happens when somebody promises to repay a loan if somebody else can't (or won't) make the payments. Get an introduction to co-signing from the borrower's perspective as well as the co-signer's perspective.
    • Reward Checking Created: Sunday, November 23, 2008 Updated: Wednesday, July 09, 2014
      Reward checking accounts are accounts that pay especially high interest on cash. You have the ability to use the cash just like regular checking accounts, but there are attached.
    • Before You Get a Mortgage Created: Friday, April 06, 2007 Updated: Monday, July 07, 2014
      If you're considering a home purchase in the near future - or within a few years - you should brush up on your mortgage knowledge. Learn what to do before applying for a mortgage, what to watch for during the process, and how to use a mortgage after you've bought your home.
    • Does Income Affect Credit? Created: Sunday, December 21, 2008 Updated: Thursday, July 03, 2014
      Generally, no, but it can still affect your ability to qualify for a loan. Your borrowing and payment history affect credit much more than your income." itemprop="descriptit3'" --> itemprop="descri...
    • Credit Union Loans Created: Tuesday, September 15, 2009 Updated: Wednesday, July 02, 2014
      Credit union loans are among the most competitive loans available. How can you get one? You just need to join a credit union (if you're not already a member) and apply.
    • Does not deserve faithful customers Created: Wednesday, July 02, 2014 Updated: Wednesday, July 02, 2014
      Regions Bank is active in the Midwest and Southeast. Have you done business with Regions Bank or are you considering opening an account? Share your story and read what others have to say.
    • Basics of the CD IRA Created: Sunday, January 31, 2010 Updated: Tuesday, July 01, 2014
      To grow your money safely, you can use CDs inside of an IRA.
    • Can I use a Debit Card for PayPal? Created: Saturday, August 31, 2013 Updated: Tuesday, July 01, 2014
      Learn about using a debit card for PayPal transactions. What are the requirements, and how do you do it?
    • Popmoney vs PayPal Created: Tuesday, June 28, 2011 Updated: Tuesday, July 01, 2014
      How to pay -- Popmoney or Paypal? They'll both do the trick, but there are differences between the two. Find out what to consider as you decide which payment service to use.
    • Alternatives to PayPal - How to Find the Right Solution Created: Thursday, May 22, 2014 Updated: Tuesday, July 01, 2014
      Ideas to help you find a PayPal alternative that fits your needs.
    • Safe Online Payment Methods Created: Friday, June 27, 2014 Updated: Tuesday, July 01, 2014
      How should you pay when you shop online: credit card, PayPal (or similar), or debit card? See the pros and cons of each payment method.
    • Send Money Online Created: Friday, April 18, 2014 Updated: Tuesday, July 01, 2014
      Find out how to send money online, whether you're paying your next-door-neighbor or sending funds overseas.
    • Is PayPal Safe? Created: Tuesday, July 01, 2014 Updated: Tuesday, July 01, 2014
      Is it safe to make purchases and sell goods through PayPal? The technology is good, but you should be aware of a few risks.
    • Before You Change Banks Created: Friday, October 28, 2011 Updated: Tuesday, July 01, 2014
      If you're going to change banks, make sure you do it right. A little bit of preparation before pulling the trigger can help you avoid headaches, save money, and end up in the right place.

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