HSBC is back up to 4.8% APY. This time it's not a promotion. With rates rising throughout the year, 4.8% has become a real interest rate. Who knows what will happen after this month's Fed meeting? Rates might have to go up even more. Read a review of the HSBC Online Savings Account and see if their offer is any good for you.
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On top of the 4.80% APY, they are also offering a $25 best buy gift card here,
http://www.hsbcdirect.com/1/2/bestbuy?code=WBBBX106DG