If you recently graduated from college, you can help yourself by doing just a bit more studying. Take a look at your student loans and see if you should consolidate them. By consolidating shortly after graduation, you may be able to lock in a lower interest rate for many years to come. Of course you'd like to celebrate and move on with your life, but taking some time now can save you money in the future.
To make it easy for you, listen to a podcast on the subject from Terry Savage. She discusses how recent graduates can optimize their borrowing -- but only for 6 months after graduation. You can find the story at Feedburner or just download the MP3 file.
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