Secured credit cards can help you build credit. They look and feel just like regular credit cards, and lenders report activity to credit bureaus.
So, what's so special about secured credit cards? They're easier to qualify for. If you have bad credit (or just a lack of credit) you'll have better luck getting a secured card. This is because you'll have to leave money (the "security") with the card issuer so they can get their money back if you fail to pay your bills.
If you're in the market for one of these cards, Consumerism Commentary has a list of some secured credit card options. Once you've established a credit history, it's a good idea to leave these cards behind. They're expensive, and more attractive options will appear available over time.
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