Finding Good Interest Rates

Interest rates are low right now. It's hard to earn much on your savings. However, you may be able to do a little better -- it just takes a bit of work.

Some savings accounts are paying virtually nothing while others offer 1% APY. That may not sound like much, especially if you don't have much in savings, but it can add up with larger deposits.

Why do bank savings rates change from time to time and place to place? The economy is an important factor, and different institutions offer different rates depending on what they need. Get up-to-speed on what affects bank interest rates and how you can earn more.