CD's - Certificates of Deposit

Annual Percentage Yield - APY
Annual percentage yield (APY) helps you understand what you earn from a CD. Find out how it works and, if you want, how to calculate APY.

CD Penalties - What to Expect and How to Avoid Them
CD's are great savings vehicles for some. However, the most commonly overlooked drawback to CD's is the early withdrawal penalty. Read all about CD penalties, how they work, and how you might be able to avoid paying a penalty.

Laddering CDs
About's Financial Planning guide provides a helpful overview of the CD laddering strategy.

CD Interest Rate Scorecard
Who has the best CD rates? It always pays to do some homework and search locally, but this list shows competitive rates you can take advantage of now.

How do CDs Work?
Howstuffworks.com has created a friendly and brief introduction to CDs. You'll get an idea of when a CD is the right savings vehicle to use.

Bankrate.com CD Comparisons
Bankrate.com offers a comparison of nationwide CD rates. Compare the rates you're getting against these.

9 Tips for CD Buyers
The U.S. Securities and Exchange Commission has compiled a nice list of things you need to investigate before buying a CD.

Avoid the CD Rollover Blues
This article explains how CD's renew themselves if you don't take any action -- and what that means. You'll find some useful tips on keeping your money where you want it to be.

CD Basics - How They Work, Getting the Best CD Rates, Pitfalls
Certificates of Deposit (CD’s) are one of the safest investment vehicles out there. Learn how they work, how to get the best CD rates, and what pitfalls to watch out for.

Bank CD Rates
Make sure that you fully understand how bank CD rates work. This resource informs you about how bank cd rates are determined. You'll know what to look for, and we'll direct you towards the best bank cd rates.