If you use alternatives to checks, you can stop carrying your checkbook around. You can use a debit card, a credit card, or cash to make payments.
Carrying a checkbook means extra bulk and extra risk. If your checkbook is lost, you'll have to notify the bank and keep a sharp eye out for fraud. Plus you'll have to reorder checks. If you carry your checkbook everywhere you go you're increasing the chances of an inconvenience.
The debit card will access the same funds from your checking account, but it takes up less space. They're accepted pretty much everywhere these days, and you probably carry it with you anyway.
You'll save money on reordering checks, and you'll save time at the checkout counter.
For some people it makes sense to carry a blank check around, but you can get a lot done without checks.
Debit Card Tips:
