Overview of Credit.com
Credit.com is a legitimate site. You can expect it to be accurate in most cases, and they are not known for any unethical practices. Credit.com earns money by selling products and partnering with other businesses, but somebody has to pay the bills to keep the site up and running.
Education and Answers
The most valuable areas of Credit.com are the sections labeled Education and Answers. Here, you find articles about your credit, how to use it, and how to choose products. Credit.com also features 'Tips' on subjects like credit cards, loans, debt help, and more. Finally, you can submit questions to Credit.com and see what the experts there think.
The People Behind Credit.com
Credit.com was founded by Adam Levin, a former Director of the New Jersey Division of Consumer Affairs. Contributors to Credit.com are personal finance heavyweights as well.
The experts at Credit.com also write more timely pieces in an affiliated blog: CreditBloggers.com.
Credit Scores, Reports, and Loans
You can purchase credit scores and reports from Credit.com. You can also get a loan or credit card there. Again, Credit.com is not a charity, but they offer reasonably competitive products.
Alternatives to Credit.com
Before you pay for credit scores or reports at Credit.com, see if you can get the information you need for free.
If all you need is a copy of your credit report, you may qualify for a free one under consumer protection programs: