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Credit Unions

Credit Unions are very similar to banks, but credit unions have some unique characteristics that make them different. Is a credit union better than a bank? It depends. Read up on how credit unions work and how they compare to banks.

Fast Facts About Credit Unions
Most people never notice the differences between a credit unions and banks. However, as an educated consumer looking to get the best deals (that is you, right?) you should know how the institutions differ. By reading these fast facts about credit unions, youll know what to expect.

CU Service Centers
When you can’t visit your credit union’s branch, CU Service Centers are the next best thing. CU Service Centers allow you to walk into another credit union and take care of business as if you were at your own credit union. Learn the basics of using CU Service Centers.

Bank vs. Credit Union
So you need a loan or a new account, and youre not sure where to go. Both banks and credit unions can probably help you, but one may be better. What can you expect from banks vs. credit unions and why does it matter?

How to Find a Credit Union
You need a credit union account, but you're not sure where to put it? Learn how to find a credit union that you're eligible for -- and one that will keep you smiling.

How to Open a Credit Union Account - 3 Easy Steps
Opening an account at a credit union is fairly easy. This page covers the three basic steps required to open a credit union account.

Credit Union Loans
Credit union loans are among the most competitive loans available. How can you get one? Youll need to become a member before you qualify for a credit union loan. Find out what it takes to get a credit union loan.

National Credit Union Share Insurance Fund (NCUSIF)
National Credit Union Share Insurance Fund (NCUSIF) is a government backed insurance fund for credit union deposits similar to FDIC insurance for banks.

My Credit Union is the Best - Why I Love my Credit Union
For some, credit unions are more than just a place to do business. They'll say "I love my credit union" and praise the products and staff. Tell us what's so great about your credit union, and read what others have to say.

NCUA - National Credit Union Administration
The National Credit Union Administration (NCUA) is a government agency responsible for oversight of credit unions…

Printable Overview of Credit Unions
The National Credit Union Administration (NCUA), a U.S. Government agency, has prepared a great introduction. It briefly explains what credit unions are and how credit union membership works.

Credit Union Rates vs Bank Rates
This site shows an up to date comparison of average rates for savings accounts and loans.

Why Join a Credit Union?
This article highlights the benefits of joining a credit union. There are plenty!

Find a Credit Union in the U.S.
Do you want to open an account at a credit union but don't know where to go? Start here! The National Credit Union Administration has a comprehensive tool for finding a credit union. You can even narrow your search to credit unions with certain membership criteria and charters.

Share Savings Account
Definition of share savings account. A credit union account…

Find a Credit Union Worldwide
Do you want to open an account at a credit union but don't know where to go? Start here for a listing by state. You can even find credit unions outside the U.S. Keep in mind that some credit unions only allow certain groups (area employees, residents, etc) to become members.

What is a Share Account?
In the world of banks and credit unions, a share account is a savings account. Share accounts pay dividends, similar to interest from a bank account. They are a place to keep cash safe while it earns a small return.

Definition of a Share Draft Account
A share draft account is a checking account at a credit union. You can write checks and pay bills from your credit union's share draft account just as you would from a bank checking account.

Shared Branching Basics
Shared Branching is a system that gives credit union members more choices on where to do business. If you can’t make it to your credit union’s branch, you may be able to use another credit union if they’re part of the Shared Branching network.

Credit Union Member
When you're a customer at a credit union, you're called a "member." What is that term all about?

Are Credit Unions Safe?
Learn about how your money is protected at a credit union.

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